The H.E.A.P.^TM calculator was designed for two types of users:

             1) An advisor (mortgage broker, financial planner, insurance advisor, CPA/EA/accountant, attorney, etc.) who intends to use the calculator to help their clients pay off their mortgages 10-20 years early using H.E.A.P.^TM.

             2) Clients. The software can be purchased directly by the general public. This is not recommended as it is better to work with a H.E.A.P.^TM trained advisor who can help you properly budget, set up and implement a plan correctly.  

             The H.E.A.P^TM software is an essential tool when managing the debt on a home so that maximum debt reduction can take place with minimal headaches.

             If you are an advisor looking to learn about  H.E.A.P.^TM and how you can use it to help your clients save tens of thousands to literally hundreds of thousands of dollars in mortgage payments, click here to REGISTER on this site; and someone will contact you with more information.

             If you are a non-advisor and are interested in buying the H.E.A.P.^TM software for yourself, please click here to REGISTER; and someone will contact you with more information. 

             The cost for the software is $250 (a small price to pay to manage the debt on your home so it can be paid off 5-10-20+ years early thereby saving the typical client well over $100,000 in interest over the life of a loan).

             For non-advisors seeking help from a trained advisor, the regulated cost a trained advisor can charge you is $500; and that includes a non-advisor client having access to the software to manage his/her debt.