H.E.A.P.™ is very simple in that the program shows you how to use every available dollar every day to pay down debt on your home mortgage
How H.E.A.P.™ Works
The concept behind H.E.A.P.™ is really very simple and is based on the following principles:
Having a monthly balance in a checking account is NOT a good idea (money in a checking account earns you zero or very little interest and that interest is taxed annually).
Using All of Your Money All of the Time
It is always best to use all available dollars ALL THE TIME to pay down the debt on your home.
No Change in Your Spending
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