H.E.A.P.™ RESOURCE CENTER

Learn more. Run the numbers. Make an informed decision.

Explore the H.E.A.P.™ book, educational materials, software, examples, and guidance designed to help homeowners better understand mortgage acceleration and home equity planning.
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The most useful H.E.A.P.™ resources.

THE H.E.A.P.™ BOOK

The Home Equity Acceleration Plan

Go deeper into the strategy, the thinking behind mortgage acceleration, and how homeowners can evaluate whether the concept fits their financial situation.

FREE DOWNLOAD

H.E.A.P.™ Brochure

Get a concise overview of the H.E.A.P.™ concept and the key ideas behind reducing mortgage interest and accelerating home equity.

TOOLS & SOFTWARE

See what the strategy could look like for you.

H.E.A.P.™ includes software and mobile tools designed to help homeowners model mortgage acceleration and see how changes in cash flow may affect their payoff timeline and total interest.
H.E.A.P.™ Software

Explore the online mortgage acceleration software.

H.E.A.P.™ Mobile App

Access H.E.A.P.™ calculations from your mobile device.

Example Analysis

See how the strategy compares with a traditional mortgage path.

LEARN H.E.A.P.™

Education for homeowners.

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How H.E.A.P.™ Really Works

Understand the principles behind using available dollars more efficiently to reduce principal and future interest.

H.E.A.P.™ Example

See a simplified mortgage example and compare a traditional payoff path with an accelerated equity strategy.

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Plans to Avoid

Learn why expensive mortgage acceleration software and exaggerated claims deserve careful scrutiny.

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About H.E.A.P.™

Learn why H.E.A.P.™ was created and the philosophy behind the Home Equity Acceleration Plan.

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About Roccy

Meet Roccy DeFrancesco, JD, creator of H.E.A.P.™ and founder of The Wealth Preservation Institute.

Questions?

If you have questions about the strategy, software, or getting started, contact the H.E.A.P.™ team.

GETTING STARTED

Want someone to run your H.E.A.P.™ numbers?

To evaluate your situation, you will typically need information from your mortgage statement, household budget, current debts, normal monthly spending, and income.

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Recent mortgage statement

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Current mortgage balance and rate

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Monthly household expenses

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Credit cards and other debt

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After-tax household income

Not sure where to begin?

Start with the basics, look at an example, then decide whether you want someone to review your own numbers.

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