Learn more. Run the numbers.
Make an informed decision.
Explore the H.E.A.P.™ book, educational materials, software, examples, and guidance designed to help homeowners better understand mortgage acceleration and home equity planning.
The most useful H.E.A.P.™ resources.
The Home Equity Acceleration Plan
Go deeper into the strategy, the thinking behind mortgage acceleration, and how homeowners can evaluate whether the concept fits their financial situation.
H.E.A.P.™ Brochure
Get a concise overview of the H.E.A.P.™ concept and the key ideas behind reducing mortgage interest and accelerating home equity.
See what the strategy could look like for you.
H.E.A.P.™ includes software and mobile tools designed to help homeowners model mortgage acceleration and see how changes in cash flow may affect their payoff timeline and total interest.
Explore H.E.A.P.™ Software →Education for homeowners.
How H.E.A.P.™ Really Works
Understand the principles behind using available dollars more efficiently to reduce principal and future interest.
Learn How It Works →H.E.A.P.™ Example
See a simplified mortgage example and compare a traditional payoff path with an accelerated equity strategy.
View the Example →Plans to Avoid
Learn why expensive mortgage acceleration software and exaggerated claims deserve careful scrutiny.
Read the Warning →About H.E.A.P.™
Learn why H.E.A.P.™ was created and the philosophy behind the Home Equity Acceleration Plan.
About H.E.A.P.™ →About Roccy
Meet Roccy DeFrancesco, JD, creator of H.E.A.P.™ and founder of The Wealth Preservation Institute.
Meet the Author →Questions?
If you have questions about the strategy, software, or getting started, contact the H.E.A.P.™ team.
Contact H.E.A.P.™ →Want someone to run your H.E.A.P.™ numbers?
To evaluate your situation, you will typically need information from your mortgage statement, household budget, current debts, normal monthly spending, and income.
See What You’ll Need →Not sure where to begin?
Start with the basics, look at an example, then decide whether you want someone to review your own numbers.
Start With How H.E.A.P.™ Works →